We understand the needs of small businesses in Moldova and offer timely financing, on favorable terms and without bureaucracy. We want to be a trusted partner for your business, and that you will achieve success with us.

Whatever are the needs for investment, implementation of innovative ideas, purchase or transport equipment, fertilizers, seeds or modern technology – we are here to support your business. Over 30 000 entrepreneurs in Moldova have received funding from Microinvest.

Our experts support you in choosing the right financing and propose a plan for repayment of the loan adjusted to business specifics . Taking a loan is a responsibility not only for the customer but also for us as a partner, so we borrow only when we are sure that the business generates stable and secure income, being able to repay the loan on time and without problems.

At the moment we serve 3500 business customers and most of our customers enjoy increased sales and business development. We are proud of our customers and that we can contribute by right funding.

Fast decision is our priority

  • Fill the request.
  • Our loan officers visits your business, get acquainted with the documents related to the business and asks you some questions about the history of business development, shooting photos of the business and of the pledge. The visit will last around an hour.
  •  Financial analysis summary is presented at the credit committee which will decide on the case.
  • During 24 hours our Loan Officer will inform you the decision on the case.
  • Fast decision depends largely on the accuracy and extent of the information provided, by the case loan officer may request additional information. It is important to provide accurate and complete information from the start, collecting additional information will prolong time of the decision.
We want to know our partners to make sure that the loan will be paid and in the end the business will develop.
  • Application for the loan and the business evaluation is free of charge.

The credit limit for 1 year       

We offer you the credit limit for 1 year.
 For a year, you can take money inside of the limit, and do not waste additional time for financial analysis.
The credit limit does not oblige you to anything and will not cost you anything, it is an absolutely free service.
We create partnerships of trust that lasts and with help of this service we demonstrate that we are close to our partners. Thanks to the experience of our customers, we realized that often the amount of money available on request, is highly advantageous.
limita de credit picto

Repayment plan adjusted to business specifics


Together with you we determine the most favorable repayment plan – either in equal installments, flexible graphics or grace period.
The graph is determined depending on the seasonality of the business, type of the business and purpose of the loan.

Minimum documents required

Loan officer will ask for the documents during the meeting, you dont need to prepare some special documents:
  • Identity card;
  • Company documents (Extras, Registration certificat, etc.)
  • Depends on the case: pledge documents or fidejussion;
We guaranty the confidentiality and security of personal data collected from you.

Up to 500 000 Lei without collateral

 We finance based on strong trust in business, but not based on collateral.
For amounts up to 500,000 MDL you can get credit without collateral for a period up to 36 months.
For amounts up to 2.1 million MDL, the conditions for collateral are flexible depending on the business. If the increased risk will require additional guarantees (fidejussion and / or collateral coverage from 60%).
Can serve as collateral cars, equipment, property or stock of goods.
Collateral assessment will be done by a professional.
conditii gaj picto

Certified in costumer protection

In 2015 was awarded the SMART Certificate for Microinvest, because we stand for responsible lending.
We take care of our clients and we will finance you only if we will be sure that you can pay the loan back.
 Sept 2015_smart_seal

Advantageous conditions for our clients

Tip credit
Suma creditului
Termenul creditului, luni

Closer to you with a large network of branches

 Our offices:

Bălți, 27/1 Ștefan cel Mare street, 068 55 58 69
Cahul, 15/5 Republicii Ave., 068 55 58 54
Căușeni, 25/1 M. Eminescu street, 068 55 58 50
Chișinău, 23/2 Decebal Ave., 068 55 59 04
Chișinău,  15/7 Moscovei Ave., 068 55 59 28
Chișinău, 12 Renașterii Naționale Ave., 2nd floor, 022 25 00 25
Comrat, 111 Pobedî street, 060 60 05 85
Drochia, 33 31 August 1989 street, 068 55 58 36
Edineț, 21, 31 August street, 068 55 57 15
Florești, 28/A 31 August street, 068 55 58 63
Ocnița, 116 50 Ani ai Biruinței street, 068 29 78 11
Orhei, 5/3 Eminescu street, 068 55 50 92
Râșcani, 13 Independenței street, 43 of., 068 55 58 94

We are always happy to hear from you

Call us to find out more how to apply for a loan or ask for a visit to your business place from our Loan Officer.

022 801 701   

Monday – Friday, 9:00 – 18:00, lunch: 13:00 – 14:00