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Personal Line of Credit

Personal Line of Credit Flexible financing to bring your plans to life at the right time Calculate loan From 30.000 to 300.000 lei Access funds whenever you need them for your plans Choose your amount and term of use For a term of up to 12 months Pay interest only on the funds you use […]
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Loan Officer Căușeni

Back to careers Loan Officer full time, Căușeni Are you interested in the financial sector, business relationships, and roles where communication and analysis go hand in hand? At Microinvest, we are looking for people with potential, logical thinking, and a genuine desire to grow, for a role where you will work directly with local entrepreneurs […]
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Retail Credit Analyst (part time)

Back to careers Retail Credit Analyst (part time) part time, Chișinău Are you the kind of person who sees beyond the numbers and understands the story behind them?Do you enjoy analyzing, evaluating, and making decisions that truly matter?Then the Retail Credit Analyst position at Microinvest is the perfect opportunity for you to put your attention […]
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Internal Auditor

Back to careers Internal Auditor full time, Chișinău Are you a curious person who enjoys understanding how things truly work — and why sometimes they don’t?Do you feel comfortable working with numbers, but what really interests you is the bigger picture: risks, decisions, and the people behind the processes? Then the Internal Auditor role at […]
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“For us, it is important not just to manufacture products, but to provide a complete solution” – Marina Chirilov and Radu Burghelea, entrepreneurs, Microinvest clients

Results in the manufacturing business do not always come quickly. You need to plan ahead for the season, invest in equipment, maintain high-quality standards and constantly look for new solutions. This is how the story of Inox Prime Solutions Group, founded by Marina Chirilov and Radu Burghelea, has developed. Today, the company manufactures stainless steel […]
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Employee Reports

Microinvest supports a safe and respectful work environment.Microinvest is committed to maintaining a healthy working environment based on respect, integrity, and open communication. Any message or form of communication containing inappropriate, offensive, and/or defamatory language is discouraged and does not align with the company’s values and standards of conduct. If you become aware of a […]
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Financial safety begins with keeping your family informed. How can we protect our parents and grandparents from financial fraud?

People who are more vulnerable to scams are not necessarily careless or imprudent. Often, they are simply less experienced with digital services, use financial apps less frequently, are not used to checking links, websites or phone numbers, and may be more likely to trust calls that appear official. This category may include older people, our […]
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Rodica Jalba: “When someone knows your name, your first instinct may be to trust them.” How can we recognize financial fraud and protect our data?

A phone call lasting only a few minutes can lead to the loss of a lifetime’s savings. Behind every fraud attempt, there is a carefully built scenario, and understanding these mechanisms is the first step toward prevention. Rodica Jalba, Chief of the Risk Division at Microinvest, explains why financial fraud is becoming increasingly convincing, how […]
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Members of the French National Assembly and representatives of AFD Group visited one of Microinvest’s clients in the agricultural sector

Members of the French National Assembly, together with representatives of French Development Agency (AFD) Group, including our partner Proparco, visited FRUCTMER SRL, a family-owned agricultural business supported through Microinvest financing, to see firsthand how international partnerships contribute to the modernization and increased competitiveness of agriculture in the Republic of Moldova. The field visit, organized by […]
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“We wanted to build something of our own, here at home, with hard work, patience and trust.” – Victoria Malenchi, entrepreneur, Microinvest client

The comfort of home is felt in the details: in materials that are pleasant to the touch, in carefully chosen colors and in the things that make every day more beautiful and cozier. Out of care and passion for comfort, the Victoria brand was born – a family business founded by young entrepreneurs Victoria and […]
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Anti-Money Laundering (AML) Specialist

Back to careers Anti-Money Laundering (AML) Specialist full time, Chișinău Do you enjoy analyzing information, identifying risks, and finding effective solutions? Are you known for your strong sense of responsibility and professional integrity?Join the Microinvest team as an Anti-Money Laundering (AML) Specialist and play a key role in ensuring compliance with anti-money laundering regulations. Be […]
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Sales Manager

Back to careers Retail Partner Relations Manager full time, Chișinău Do you have strong communication and negotiation skills, and know how to turn business interactions into lasting relationships?Are you results-driven, with a passion for directly contributing to the growth of a partner portfolio?Then the Retail Partner Relations Manager role at Microinvest could be exactly the […]
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The credit history from/to the credit history offices

The processing of the personal data for  the credit history from/to the credit history offices The credit history from/to the credit history offices I give my consent to O.C.N. Microinvest LLC for the purpose of analyzing and evaluating the eligibility for obtaining a loan, to get access to information about my credit history contained in […]
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Microinvest signed its first loan financing agreement with CEB to support MSMEs and farmers in the Republic of Moldova

Microinvest, the leader of the non-bank lending market in the Republic of Moldova, has signed its first loan financing agreement with the Council of Europe Development Bank (CEB), in the amount of €8 million. This partnership marks a new step in attracting international resources to support micro, small and medium-sized enterprises in Moldova, with a […]
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Middle SQL Specialist

Back to careers Middle SQL Specialist full time, Chișinău Do you enjoy looking beyond numbers and turning data into strategic direction? Do you want to influence decisions and actively contribute to the growth of a leading lending company?Microinvest is looking for a Middle SQL Specialist who wants more than just building reports. We want a […]
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“We returned to Moldova to bring our dream to life” – Anatolii Groita, entrepreneur, Microinvest client

For many years, the Groita family lived and worked abroad, but they always wanted to return home, in Moldova, and start their own business. Inspired by the atmosphere of family restaurants in Italy, Anatolii Groita, Microinvest client and his family decided to create a place where people could not only enjoy good food, but also […]
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Loan Officer Rîșcani

Back to careers Loan Officer Rîșcani full time, Rîșcani Are you interested in the financial sector, business relationships, and roles where communication and analysis go hand in hand? At Microinvest, we are looking for people with potential, logical thinking, and a genuine desire to grow, for a role where you will work directly with local […]
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Financial and Banking Fraud Prevention Officer

Back to careers Financial and Banking Fraud Prevention Officer full time, Chișinău When it comes to risk prevention, are you always one step ahead?Do you have an eye for detail, an analytical mindset, and a strong sense of real-world situations in the field?Then the role of Financial and Banking Fraud Prevention Officer at Microinvest could […]
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Retail Credit Analyst

Back to careers Retail Credit Analyst full time, Chișinău Are you the kind of person who sees beyond the numbers and understands the story behind them?Do you enjoy analyzing, evaluating, and making decisions that truly matter?Then the Retail Credit Analyst position at Microinvest is the perfect opportunity for you to put your attention to detail […]
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Microinvest signs new financing agreements with EFSE and GGF during the EU-Moldova Investment Conference

Microinvest, the leader in non-banking lending in the Republic of Moldova, signed two new financing agreements with the European Fund for Southeast Europe (EFSE) and the Green for Growth Fund (GGF) in the total amount of EUR 20 million, reinforcing long-term international partnerships aimed at expanding access to finance for small and medium-sized enterprises and […]
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Microinvest and EBRD Launch a Development Program to Support the Digitalization of SMEs in Moldova

Microinvest, in partnership with the European Bank for Reconstruction and Development (EBRD), with the support of the Italian Ministry of Foreign Affairs, through the Central European Initiative (CEI), is launching the Microinvest Business Growth Program. The program will support micro, small and medium-sized enterprises in Moldova – especially Microinvest clients – through training, digitalization, and […]
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Beware of suspicious calls and fraud attempts! Protect your personal and financial data

Financial fraud attempts have become increasingly common lately. Scammers are using more sophisticated methods to gain access to personal and financial information. Phone calls, SMS messages, emails, or links that appear to come from trusted entities, such as the Police, delivery services, the National Bank of Moldova, and others, are just some of the tactics […]
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Business Development Manager

Back to careers Business Development Manager full time, Chișinău Behind every successful partnership stands a professional who knows how to build trust, identify opportunities, and turn relationships into measurable results. At Microinvest, we are looking for a Business Development Manager who aims for more than sales — someone focused on sustainable business growth. We seek […]
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Loan Officer Orhei

Back to careers Loan Officer full time, Orhei Are you interested in the financial sector, business relationships, and roles where communication and analysis go hand in hand? At Microinvest, we are looking for people with potential, logical thinking, and a genuine desire to grow, for a role where you will work directly with local entrepreneurs […]
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Loan Officer Drochia

Back to careers Loan Officer full time, Drochia Are you interested in the financial sector, business relationships, and roles where communication and analysis go hand in hand? At Microinvest, we are looking for people with potential, logical thinking, and a genuine desire to grow, for a role where you will work directly with local entrepreneurs […]
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The processing of the personal data for marketing purposes

The processing of the personal data for marketing purposes The processing of personal data for marketing purposes I agree to the processing of my personal data by NBFC Microinvest LLC, IDNO 1003600053518, including by the Financial Group of which it is part, for marketing purposes (digital, product, social media, content, e-mail, media, voice or any […]
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Don’t put off your renovation! Start the works this spring with a loan from Microinvest

It’s the small things that truly make a house truly feel like home. The smell of freshly baked pies in your well-organized kitchen on a spring Sunday, bringing the whole family together. A bedroom where you can rest peacefully after a long day. A living room where everything feels comfortable and functional, exactly the way […]
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Microinvest – supporting your development plans for 23 years

Every step forward has a story. Sometimes it’s an investment in growing a business, other times it’s a renovation, a change, or even a big dream set in motion. No matter the direction, development always begins with the decision to start. For 23 years, Microinvest has stood alongside hardworking people in Moldova who choose to […]
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“We started creating furniture the way we would have wanted it for our own children” – Vasile and Iana Petras, entrepreneurs, Microinvest clients

Every parent wants to offer the very best to their children – from everyday items to the furniture in their room, which should be not only beautiful but also of the highest quality. This very idea is where the story of the family business TimberKids began, founded by the young entrepreneurs Vasile and Iana Petras, […]
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Loan Officer Chișinău

Back to careers Loan Officer full time, Chișinău Are you interested in the financial sector, business relationships, and roles where communication and analysis go hand in hand? At Microinvest, we are looking for people with potential, logical thinking, and a genuine desire to grow, for a role where you will work directly with local entrepreneurs […]
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The credit history from/to the credit history offices

The processing of the personal data for marketing purposes and the credit history from/to the credit history offices The processing of personal data for marketing purposes I agree to the processing of my personal data by NBFC Microinvest LLC, IDNO 1003600053518 for marketing and commercial purposes, activities carried out, including by concluding contracts with third-party […]
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List of authorized persons

List of authorized persons Inițialele Numelui și Prenumelui persoanei autorizate Actul care conferă împuternicirea de reprezentare C.S. Procura nr. 609/2024 din 24.05.2024 N.D. Procura nr. 612/2024 din 20.06.2024 Ț.I. Procura nr. 612/2024 din 20.06.2024 B.V. Procura nr. 626/2024 din 23.10.2024 C.D. Procura nr. 604 din 08.04.2024 G.A. Procura nr. 608/2024 din 17.05.2024 N.L. Procura nr. […]
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Debt Recovery Specialist | Soft Collection

Back to careers Debt Recovery Specialist | Soft Collection full time, Chișinău Do you know how to communicate with empathy, clarity, and firmness? Are you looking for a role where every conversation matters and can contribute to finding a real solution for the client? At Microinvest, we are looking for a colleague for the role […]
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Credit Risk Analyst & Financial Modeling (IFRS 9)

Back to careers Credit Risk Analyst & Financial Modeling (IFRS9)  full time, Chișinău At Microinvest, we are looking for a Credit Risk Analyst & Financial Modeling Specialist (IFRS 9) with experience in data analysis, risk management, and predictive models, who can directly contribute to decisions with real impact on the company’s portfolio, audit processes, and […]
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Collateral sale

Заявка на приобретение залогового имущества Ссылка на объявление о продаже 999.mdИмя, Фамилия*Номер телефона*Электронная почта* Предложение о покупке (сумма)* Валюта* Дополнительная информация* Заявляю под личную ответственность, что у меня нет родственников или других близких лиц, работающих в OCN Microinvest SRL.В соответствии с Законом № 133 от 08.07.2011, я выражаю свое согласие на сбор и обработку моих […]
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Apply now

Cerere de credit online Pasul 1 din 2 Alege creditul potrivit pentru tine Pasul 2 din 2 Introduceți datele personale Scopul creditului Necesități curenteActivitate de afaceri Suma creditului Monedă Termen de rambursare Rata lunară Grafic rambursăriPrecontract Grafic rambursări Suma creditului Rata lunară Termen Suma totală datorată Lună Data plății Sold, lei Dobândă, lei Comision Rata […]
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Our partners

Our partners Buy any product in credit or installments from our partner stores All partners Партнёры авто Партнёры ритейл Партнёры бизнес Партнёры агро Партнёры авто Access site Access site Access site Access site Access site Access site Access site Access site Access site Access site Access site Access site Access site Access site Access site […]
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Privacy policy

Politicians Policy on the Protection and Confidentiality of Personal Data and Cookies Last updated • August 21, 2026 1. General provisions 1.1 Personal Data Controller Within this internal regulatory document, the terms “Company” or “Microinvest” refer to the entire Microinvest Group, namely O.C.N. Microinvest S.R.L. and Microinvest Technology S.R.L., as applicable, or only to O.C.N. […]
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Cabinet terms and conditions

Terms and conditions for using the Personal Cabinet 1. Definitions Words written in uppercase and used in these Terms and Conditions shall have the primary meaning assigned to them in the Credit Agreement, as applicable, in the Suretyship Agreement, concluded between the Parties. The Parties further define the following terms:Lender – O.C.N. “MICROINVEST” S.R.L., IDNO/tax […]
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Mobile app

Manage your credit at your own pace in the Microinvest app Quick and secure process, clear information, and total control over your loans. Download the Microinvest app now You can submit applications online and go through every step of the loan process, check your balance, payment history, and even make online payments – commission-free, for […]
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Microinvest Signed a Loan Agreement with DFC to Support MSME Growth in Moldova

Microinvest has signed a direct loan agreement with the U.S. International Development Finance Corporation (DFC) aimed at strengthening and modernizing business financing in the Republic of Moldova. This represents the largest loan to date for Microinvest, Moldova’s largest non-bank lending institution. The funds will be used to expand Microinvest’s loan portfolio with a focus on […]
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Report a violation

How can you contact us with a suggestion or complaint?To become better every day, your opinion matters. If you notice a violation or want to share a suggestion or complaint, you can contact us through any of the following channels: By email: sesizari@microinvest.md By phone: Hotline 022 802 100 or Call Center 022 801 701 […]
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Credits

What other types of loans can you access at Microinvest? Personal loans Business loans Home improvement loan Up to MDL 500.000 without collateral Only with your ID card You get the money the same day For a term up to 60 months More details Apply online Current needs loan Up to MDL 400.000 No hidden […]
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App review

Have you used the Microinvest app yet? Tell us what you think about the app.Your feedback helps us improve it for you and other users. Learn more about the app
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App redirect

Download the Microinvest app If you were not automatically redirected, select the appropriate app store to be redirected.
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Microinvest alongside hard-working farmers in Moldova in the new agricultural season

Agriculture is not just an occupation. It is about roots, honor, and boundless love for the land. Only a farmer truly understands how much hard work and patience are required in the field to have a successful year with rich harvests. From father to son, entire generations of farmers grow wheat, corn, vegetables, orchards, dedicating […]
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Anti-money laundering policy

Policies Anti-money laundering policy Non-Banking Financial Company (Organizația de Creditare Nebancară) Microinvest SRL operates in accordance with international standards and national regulations on the prevention and combating of money laundering and terrorist financing, including Law no. 308 of 22.12.2017, National Bank of Moldova Regulation no. 281 of 07.11.2024, and other relevant legal acts. The company’s […]
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Information disclosure

Information disclosure Information on products and services Conditions for loans to companies and individuals who practice entrepreneurial activity Conditions for retail loans granted to consumer clients List of activities that are not financed by O.C.N. Microinvest S.R.L . Regulation on the provision of services within O.C.N. „Microinvest” S.R.L. Internal rules for working with clients within […]
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Website terms and conditions

Website Terms and Conditions The products and services described on this site are only valid for Non-banking lending organization Microinvest S.R.L. and constitute its exclusive property. Furthermore, OCN Microinvest SRL holds all intellectual property rights regarding the trademark, logos and all other materials contained on this site. OCN Microinvest SRL makes every effort to present […]
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