Credit line
How about always having on hand a certain amount of money for business development, which you can use if necessary, without wasting time on a new loan application? A new product of Microinvest – Credit line – gives you constant access to financial resources for current business expenses.
You can use money at any time for 24 months without interrupting the pace of your business.
Find out more about the line of credit by phone
Find out more about Credit Line by phone 022 801 701 or
Credit Line benefits
Why is a Credit Line from Microinvest profitable for business?
- from 50,000 to 2,100,000 lei
- for up to 24 months
- fast access to financial resources from your personal account on the Microinvest website, without physical presence
- interest is charged only for the money used
Request an individual offer for your business by number 022 801 701 or
Who is suitable
for Credit Line ?
Credit Line is the best solution if:
- Your company has a frequent mismatch between receipts and payments
- You need money to support production, pay employees or suppliers.
- You want to diversify your range of products and services.
- You want to refinance loans from other financial institutions.
- Or you have other urgent payment obligations related to your daily activities.
Find out more about Credit Line by phone 022 801 701 or
How does Credit Line work?
Credit Line is more than just a business loan. We offer the necessary financial resources for a period of up to 24 months, which will help you solve problems with cash receipts and make payments on time at any time. This is how it works:
- business is analyzed every two years
- you have access to the approved amount during this entire period
- you can take any amount when you need it, within the framework of the credit line
- you pay interest only on the money used
- you can request the needed amount within the approved limit, online, directly from your personal account on the Microinvest website
Apply now by number 022 801 701 or
If you need financial resources for the current business activities, you can apply for a Credit Line. For the amount of 1,000,000 lei for a period of 24 months, the interest rate will be 28% per year and the service commission – 0.3%, calculated on the daily balance of the used amount of the loan and paid monthly. The cost of activation of the Credit Line is 3%. The total cost – 633 141.55 lei.
The calculation was performed under the conditions presented in the next slide.
1. The contract remains in force for the agreed period, and the creditor and the debtor fulfill their obligations on the terms and conditions agreed in the contract;
2. The interest rate on the loan and other expenses remain fixed in relation to the original and will be applied until the termination of the contract;
3. The entire amount of the credit line is received on the day of signing the agreement and is used in full for 24 months
International quality standards
WE ARE THE ONLY FINANCIAL ORGANIZATION IN MOLDOVA TO HOLD THE INTERNATIONAL GOLD CERTIFICATE IN CLIENT PROTECTION
What does SMART certificate mean to you?
- Proper product format and clear terms
- Prevention of over-indebtedness
- Transparency of contractual provisions
- Responsible pricing
- Fair and respectful treatment
- Data confidentiality
- Effective mechanisms to investigate and resolve complaints
If you have further questions, please call us 022 801 701 or
Do you have any other questions?
WE WANT EVERYTHING TO BE CLEAR TO YOU
We are online Monday through Friday from 9:00 a.m. to 6:00 p.m.
Call right now on 022 801 701 and we will answer any question or