Business Rapid Loan

The right solution for businesses that never stand still

Calculate your loan
Up to 3.000.000 MDL
Maximum loan amount
Up to 120 months
Repayment term
Up to 500.000 MDL
Guaranteed without collateral
Decision in 2 hours
You get the money the same day
No business plan needed
Flexible approach to collateral
Analysis by phone
You can sign the documents online or at the office
Calculate your loan
Loan purpose

Other options

These numbers are for informational purposes only and do not represent the final offer from Microinvest. The offer can vary slightly depending of the day of actual credit disbursement.

Repayment schedule

Loan amount

Monthly payment

Term

Total amount due

Month Payment date Balance, lei Interest, lei Commission Monthly payment
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Online Loan Application

Loan purpose
Currency
Nearest office
Microinvest guarantees the confidentiality and security of your personal data
Application submitted

A Microinvest expert will call you at number within 15 minutes to guide you through the next steps.

An error has occurred.

Please try again or contact the Microinvest team at +373 022 801 701. Also, feel free to leave us a message in the support chat.

How to access a loan at Microinvest?
1
Fill in the online application form
Apply for a loan on the website, in Cabinet or in the Microinvest app.
2
We review your request
Our team will quickly review your application and, if necessary, contact you to provide the most suitable financing solution.
3
Receive a decision and sign the documents
You’ll be notified by email or phone once your loan application has been approved. You can sign the loan agreement directly in the app or at the nearest branch.
4
Get your money
After signing, the approved funds will be securely transferred to your bank account quickly and hassle-free.
5
Manage your loan online
Manage your loan at your own pace in the Microinvest app or in your personal Cabinet
Useful information
Terms and Conditions
Loan Details
Fees
How to Pay
FAQ
  • You must have Moldovan citizenship
  • You must have an LLC registered in the Republic of Moldova
  • You must have a positive credit history
  • No need for documents, business plans, or copies of financial documents
  • You can apply for a loan of up to 3.000.000 MDL
  • You can access up to 500.000 MDL without collateral
  • We have a flexible approach to collateral requirements
  • Term from 3 to 120 months
  • We finance both working capital and fixed assets
  • The interest rate is individualized and set according to the business profile
  • The loan issuance fee is up to 3% of the approved amount
  • Full early repayment of the loan has a 1% commission
  • Additional costs are determined transparently, depending on the specifics of each case (valuation, notary, etc.)
  • Loans for legal entities can be repaid by bank transfer.
  • How fast can I get the money with a Business Rapid loan?
With Business Rapid, the credit analysis is done by phone in about 2 hours, and you can receive the money the same day, without stopping your business activities.

  • How much money can I get with a Business Rapid loan?
You can borrow from MDL 50,000 up to MDL 3,000,000, depending on your business performance, including up to MDL 500,000 without collateral.

  • Is collateral or a document file required for Business Rapid loans?
No file, business plan, or copies of accounting documents are required. You can obtain up to MDL 500,000 without collateral, and if needed, Microinvest applies a flexible approach to guarantees.
What other types of loans can you access at Microinvest?
Personal loans
Business loans
Home improvement loan
  • Up to MDL 400.000 without collateral
  • Only with your ID card
  • You get the money the same day
  • For a term up to 60 months
Current needs loan
  • Up to MDL 500.000
  • No hidden fees
  • Response in few hours
  • Extensive nationwide network of partners
Refinancing
  • Up to MDL 500.000
  • You have all the credits in one place
  • Lower interest rate and final amount
  • Simplified loan repayment process
Mortgage loan
  • Up to EUR 50.000
  • Down payment from 20%
  • Response in maximum 2 hours
  • Maximum term up to 10 years
Car loan
  • Up to EUR 75.000
  • 100% financing
  • Become the car owner from the beginning 
  • We finance 100% of the cost
Business loan
  • Up to MDL 4.000.000 without collateral
  • No extra paperwork and financial analysis
  • Personalized payment schedule
  • For a term up to 10 years
Agri loan
  • Up to MDL 10.000.000
  • You start paying after 9 months
  • No extra paperwork and stress
  • Flexible approach regarding collateral
Business Rapid
  • Up to MDL 3.000.000
  • We review your request by phone
  • Response in maximum 2 hours
  • For a term from 3 to 120 months
Business credit line
  • Amount: from MDL 50.000 to 4.000.000
  • Fast access from your personal account
  • Interest is charged only for the money used
  • Term: up to 24 months, with option to renew
Green loan
  • Preferential financing terms
  • Up to MDL 4.000.000 without collateral
  • Fast decision-making and a personalized approach
  • Extensive nationwide network of partners

We help you choose the right loan

Preferred time to be contacted
Microinvest guarantees the confidentiality and security of your personal data
Thank you

Your application has been successfully submitted.

An error has occurred.

Please try again or contact the Microinvest team at +373 022 801 701. Also, feel free to leave us a message in the support chat.

Microinvest mobile App

Manage your loans at your own pace with the Microinvest app. You can submit applications online and go through every step of the loan process, check your balance, payment history, and even make online payments – commission-free, for a more comfortable and secure credit experience.