Every step forward has a story. Sometimes it’s an investment in growing a business, other times it’s a renovation, a change, or even a big dream set in motion. No matter the direction, development always begins with the decision to start. For 23 years, Microinvest has stood alongside hardworking people in Moldova who choose to take that step and grow here, at home.
We have contributed to tens of thousands of real stories – entrepreneurs who expanded their businesses, families who improved their homes, and people who believed in their plans. All the stages, transformations, lessons, and decisions made over more than two decades have shaped what Microinvest truly is today – a leading company, built step by step by a strong team, with patience, courage, transparency, and responsibility.
We chose to grow together, despite challenges
From the very first loan to today, Microinvest has grown alongside those who refused to stand still. For us, every client means more than a loan. It means a plan, a direction, a goal worth supporting. In each case, our role has remained the same – to be there when an opportunity arises.
Throughout this journey, we have remained consistent in what truly matters: fast access to financing, personalized solutions, and a responsible approach, tailored to each client. We have invested in faster processes, digital services, and teams that understand the real needs of people in Moldova. At the same time, our path has been built on the values that define us as a team: people, resilience, quality, transparency, and responsibility.
People are at the center of everything we do, from the colleagues we work with every day to the clients and partners we collaborate with. Today, more than 50.000 active clients choose Microinvest for their plans, supported by a team of over 410 employees across 17 offices nationwide. A network of more than 2.100 partners help us stay close to people and provide access to financing exactly where it is needed.
Resilience has enabled us to grow consistently, regardless of the context. Within a single year, we reached three important milestones for our company and team: 6, 7, and 8 billion MDL in the loan portfolio. Quality is reflected in every stage, in how we act and in the products we develop. Today, Microinvest’s portfolio includes 11 financial products, that we continuously improve, to deliver well-designed solutions that respond to real needs, not just expectations.
We place strong emphasis on Transparency and open communication. We explain terms clearly, answer questions, provide access to information, and ensure that every client understands what comes next, so they can make informed financial decisions. We take Responsibility for every decision and act with care for the impact we have on our clients and society as a whole. We develop sustainable products, participate in financial education initiatives, and support inclusive access to financing for entrepreneurs and families across the country. In doing so, we contribute to a more prosperous Moldova, with greater opportunities.
Beyond figures and results, the most important thing we build together is progress. This year, we took an important step in that direction by becoming part of the Banca Transilvania Group, with Victoriabank as our sole associate. A decision that strengthens the company and provides greater confidence for what lies ahead.
This year’s anniversary campaign reflects this commitment: we support your development plans. Because every plan matters – no matter how big or small it may seem at the start.
Happy anniversary, Microinvest!
