Principles
Choosing the right loan is like solving a puzzle: every piece needs to fit perfectly. A fair price, the right amount, comfortable terms, and clear requirements – everything matters, to turn the loan into an advantage.
At Microinvest, we offer financial products tailored exactly to your needs, from personal loans to loans for business development. Because we want each client to feel confident in their decisions, safe and protected.
A well-chosen loan gives you the freedom to achieve your plans at your own pace. However, it’s important to maintain balance and realistically assess your financial possibilities.
At Microinvest, we want loans to improve families’ housing conditions and help them achieve their goals without over-indebtedness or unpleasant situations that leave stains on their credit history because we care about their financial situation.
Signing a loan agreement is like choosing a watermelon on the market. At first glance, it seems beautiful and ripe. But when you come home, you may well be in for an unpleasant surprise.
At Microinvest we are open in everything we do, from the terms of the contracts to resolving unpleasant situations. We don't have points written in too small letters, on the contrary, we help you understand how much and what you are paying for, so that you can make a responsible and informed decision.
A low loan price does not always guarantee the best offer. In the rush for minimum offers, we forget to draw attention to the fact that 0% does not always mean free. And that the price of a loan is not only made up of interest, but also other additional costs, not always objective.
At Microinvest, we take care to responsibly set loan prices and offer objective offers, adapted to your individual needs.
Protecting data confidentiality is essential in the lending process. Whether you sign a contract or need a consultation, the companies you collaborate with must process your data as objectively as possible.
At Microinvest, we keep and process your personal data with care, fairness and maximum transparency. We use it only when necessary and send you only useful and relevant information for you.
Respect is the foundation of a long-term relationship with every client. It is natural to want to be treated equally, regardless of the value of the service we request. We believe everyone deserves the same level of attention, clarity, and professionalism.
At Microinvest, At Microinvest, we treat each client who has chosen our products and services with confidence fairly and respectfully. We listen, we explain, and we offer solutions that truly fit your plans, in the 17 secondary offices throughout the country.
A good collaboration is built on dialogue and trust. If you have a question, a concern, or a suggestion, it’s important to know that you can reach out to us at any time, and you will be approached with openness and professionalism.
At Microinvest, we evaluate objectively, communicate transparently, and quickly identify effective solutions so that your experience remains positive and fair. Your feedback helps us continuously improve the services we provide.
Microinvest takes part in international financial education campaigns and promotes responsible use of money and loans.
Through these initiatives, the company provides practical guidance and useful information on managing personal finances, helping build a more informed society that is able to make sound and responsible financial decisions.
Microinvest is the only financial organization in Moldova that holds the international GOLD certification, according to the Cerise+SPTF Client Protection standards and methodology.
What does this mean for our clients?