Archives: Финансовое образование

Global Money Week 2019: Learn. Save. Earn.

At the end of March Microinvest held a week of financial literacy. Throughout its activities, Microinvest has supported and actively participated in the international financial literacy campaigns that are consistent with the Company’s values and principles. On March 25-31, 2019, within the framework of the Global Money Week 2019 international campaign a series of educational […]

How to increase savings and reduce expenses?

How to increase savings and reduce expenses? When you are in urgent need of money, it is often more convenient to use your own savings. Here are some simple tips that will help you to increase your savings and reduce your expenses. Reduce your expenses When you receive your salary, separate it into envelopes for: […]

In what cases is it rational to take a loan?

If the amount of your savings is not enough to finance a desired purchase. Before applying for a loan, we recommend considering how rational this step is. Take into account the following: A too big loan can lead to problems with repayment. Take exactly as much as you can afford to repay without extra effort […]

What to choose when you need a loan – a bank or non-bank credit institution?

You have decided that a loan is necessary. The next step is to decide where to get it from. When choosing between a bank and a non-bank credit organization, for a start, you need to have answers to few questions: – How urgently do I need money? – How much do I need? – Do […]

What does the loan price include?

When comparing lending offers from different organizations, keep in mind that a lower interest rate does not guarantee a cheaper loan. In addition, the price of a loan includes various fees that can significantly increase the price. There are single, monthly and annual fees, which are calculated based on the total amount of the loan […]

What will happen if I do not pay one or more credit installments?

You have obtained a loan and have already acquired the desired good. From this moment begins a new stage of collaboration with a bank or non-bank lending organization – the process of repayment of the loan. As a rule, the first installment must be paid after one month, but depending on the loan term and […]