Agricultural credit in Moldova - the best solutions for agricultural business | Microinvest

Up to MDL 1 000 000 without collateral

WE PROVIDE FINANCING BASED ON A STABLE BUSINESS, NOT COLLATERAL

For example, you want to buy a harvester worth MDL 1 500 000, this whole amount you can borrow, using the purchased equipment as collateral. You do not need to make a first payment or look for additional assets for collateral.

  • We will find a solution for collateral that will suit you
  • Up to MDL 1 000 000 you can take a loan without collateral
  • If the collateral is required, you can leave what is convenient for you: equipment, transport, storage facilities, etc.

Find out how much you can get without collateral.
Please call us at 022 801 701 or

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A 9 months grace period

CONVENIENT REPAYMENT SCHEDULE FOR YOU

It is important for us that the loan repayment does not affect the dynamics of your business, you do not need to adjust the sale of the crop to the loan repayment schedule. Sell profitably and pay when it is convenient for you.

  • You can borrow now and start paying only after 9 months
  • Or pay once in 3 months
  • Or only 3 months per year

Call 022 801 701 or leave your number and we will tailor your repayment schedule.

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Minimum efforts on your part

WE SAVE YOUR TIME AND FIND THE BEST FINANCIAL SOLUTION
  • We come ourselves anywhere in the country
  • We conduct financial analysis and offer the optimal amount that will help to realize your idea or solve the current problem
  • We ourselves fill out all the papers. You do not need to prepare a folder, business plan and make copies of all books and records
  • You only come for money

Call 022 801 701 or

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Free credit limit

KNOW AND USE THE FULL POTENTIAL OF YOUR BUSINESS

The credit limit is the maximum amount you can get during the year. For example, your credit limit is MDL 1 000 000, you can take a loan for the entire amount today or take MDL 500 000 today, and in a week, in a month or even in half a year take another MDL 500 000. You will receive any amount within the approved credit limit within 2 hours.

  • We conduct financial analysis and set up a credit limit
  • Approval and maintenance of the credit limit is free of charge
  • During the year you borrow at any time, any amount within the credit limit
  • Without additional documents, financial analyses and stress
  • You save your time and can make the necessary transactions, being sure that the money will be credited to the account within two hours

Find out the credit limit of your business now -call 022 801 701 or

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Example of calculation of purchasing a tractor on credit

PROCURAREA UNUI TRACTOR DE LA PARTENERUL AGROPIESE TGR

The purchase of a new tractor will reduce the maintenance costs for the used equipment or for the lease of the technique, will increase the speed of the technological processing of the land, will be more comfortable for the employees and in the end you won’t depend on anyone.
For example, the real value of a tractor of 300 000 lei, taken in credit for 3 years, will be 17 500 lei for a cultivation area of 50 hectares.

  • The cost of the tractor - 300 000 lei
  • Interest rate - 145 000 lei
  • Subvention - 75 000 lei
  • The subsidy of the interest paid - 52 500 lei
  • Minimum savings per hectare in the case of leased technology - approximately 1900 MDL / year for all planned operations
  • Total expenses = the cost of the tractor (300 000) + interest rate (145 000) – subventions (127 500) - savings (285 000) = 17 500 lei.
  • The calculations are indicative and have no legal power.

Find out the payback of your project right now -call 022 801 701 or

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Loan calculator

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What our customers say

WE CREDIT MOLDOVAN ENTREPRENEURS AND ARE PROUD OF THEM
Valentir Emil

Agriculture and mill

Upon purchase of the combine harvester, I benefited from the financial support of Microinvest. It was the first time I turned to this company. We have already had experience with other financial institutions – there we wasted a lot of time collecting all the necessary documents, which is why at Microinvest I appreciated the professionalism of the employees and the speed with which we obtained the money.

 

 

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Lungu Veаceslav

Agriculture

Agriculture requires ongoing investments, and Microinvest has simplified the financing process due to its flexibility and the minimal package of documents, which is essential and critical for agriculture. We are long-time customers of Microinvest and have already established mutual trust. We are sure that Microinvest employees will always offer us the best solution based on our needs.

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Nazarenco Vadim

Creșterea legumelor în sere, magazin alimentar

After an attempt to work with banks, we decided to take a loan from Microinvest. We were surprised that a MDL 500,000 loan is offered without collateral and that we received the money in the shortest time possible. A loan from Microinvest is the fastest solution when you are under time pressure and face many other challenges. In times of crisis, when options are limited, we turn to an expert from Microinvest.

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Casîm Dmitrii

agriculture

With the support from Microinvest I purchased a tractor and a seeding machine. I would like to mention one of the company’s products – the credit limit. I have not met such a product before and in my opinion it is an advantage in lending process. I recommend to all my partners the financial support from Microinvest.

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Gîndea Oleg

Flowering in greenhouses

I got all this because of my family, which is my daily stimulus, and because of the Microinvest team, who provided me with money to make all my plans come true. I will continue to work with them, because of competence of the people who work there, of facilities offered to me as a farmer and for having obtained all the credits without any collateral.

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Negruță Viorel

Agriculture

I was looking for a reliable financial partner and I chose Microinvest. Working with the Microinvest team, I received fast service and was able to get the necessary amount of money when I needed it most. This is very important for us-farmers, because if you fail to carry out certain type of works on time, you risk losing a part of future harvest. I am very pleased with services provided by Microinvest, because they perfectly understand the needs of farmers.

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Do you still have questions?

OUR GOAL IS TO ANSWER ALL YOUR QUESTIONS

We are waiting for your enquiries Monday to Friday, 9:00 to 18:00

Call now at 022 801 701 and we will reply to any question, or leave your number and we will set a meeting to personally discuss all the details you are interested in.

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For more information, check out privacy policy or write to us at sesizari@microinvest.md.

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