Microinvest, in partnership with the European Bank for Reconstruction and Development (EBRD), with the support of the Italian Ministry of Foreign Affairs, through the Central European Initiative (CEI), is launching the Microinvest Business Growth Program. The program will support micro, small and medium-sized enterprises in Moldova – especially Microinvest clients – through training, digitalization, and tailored consultancy services.
The initiative is part of the financing agreement signed between EBRD and Microinvest in January 2026, aimed at supporting the SME sector in Moldova. It adds an important non-financial services component designed to help SMEs, particularly Microinvest clients, improve their competitiveness, attract new client, and adapt to the digital economy.
The program will include a series of offline training sessions for entrepreneurs, Microinvest clients, providing them with practical solutions to support sustainable business growth.
The training sessions will cover key topics such as:
- the importance of digitalization for SMEs
- business scaling strategies
- the use of digital tools and artificial intelligence
- development of online stores and access to new markets
- digital marketing and increasing online sales
In addition, 10 SMEs will benefit from personalized consultancy services to strengthen their digital presence. This will include website development, integration of online payment systems, digital marketing and analytics tools, as well as tailored strategies to increase online sales.
The program will be implemented by Rivosmart, a company with extensive experience in digitalization projects, both in Moldova and internationally. Rivosmart will deliver the training sessions, develop the digital platform, and provide consultancy services to the participating SMEs.
Registration for the program has already started. The program will officially launch on June 16, 2026, and will run until December 2026, starting with a first training session dedicated to the importance of digitalization in business. Representatives of the EBRD, Microinvest, the Government of Italy, and project partners will attend the event.
Through this initiative, Microinvest aims to strengthen the resilience and competitiveness of SMEs by combining access to financing with practical digitalization solutions.
About Microinvest
Microinvest is the leader of the non-banking financial market in the Republic of Moldova, with a loan portfolio exceeding MDL 8 billion. Approximately 58% of its portfolio is dedicated to business clients. With more than 23 years of experience, the company serves more than 50.000 active clients – local entrepreneurs and individuals – through a team of 400 professionals, and 17 offices across the country.
Microinvest is the only financial organization in Moldova holding the international GOLD certificate in client protection, confirming its commitment to responsible finance and transparency. At the same time, the company continues to strengthen its fintech positioning. More than 23% of active Microinvest clients use digital channels.
Since 2025, Microinvest has been part of the Banca Transilvania Financial Group. The sole associate of Microinvest is Victoriabank, one of the leading banks in the Republic of Moldova.
About EBRD
The European Bank for Reconstruction and Development (EBRD) is one of Moldova’s biggest institutional investors. Since the start of Russia’s full-scale invasion on neighboring Ukraine, the Bank has provided €1.7 billion to Moldova to help mitigate the economic consequences of the war on the country’s economy. Overall, the Bank has invested almost €2.9 billion in 188 projects to date in the country, with 40 percent of its portfolio in sustainable infrastructure.
About CEI
The Central European Initiative (CEI) is a regional intergovernmental forum founded in 1989, bringing together 17 member states from Central, Eastern, and South-Eastern Europe. By promoting regional cooperation, the CEI supports European integration, sustainable development, and the strengthening of economic and institutional capacities across the region. The organization collaborates with international financial institutions, public authorities, and private sector partners to support initiatives focused on innovation, entrepreneurship, digitalization, and business environment development.
About Rivosmart
Rivosmart is a company specialized in digitalization solutions, web development, and business growth consultancy. Within the “Microinvest Business Growth Program,” Rivosmart will coordinate the implementation of training activities and practical consultancy services dedicated to participating SMEs.
